This site was developed to give you VERY LOW COST ways of getting enough information for you to:

1 Find out how to make the right decision about whether you should try Debt Management and Negotiation first, or go ahead and file a Chapter 7 or a Chapter 13 bankruptcy.

2 Find the best online offers for people facing Bankruptcy.

3 Give you direct access to some of the resources and free information that the U.S. Government makes available free to all of it’s citizens.

I became bankrupt myself and decided to get this blog made to help anyone who is facing the problem of bankruptcy. Nearly all the other blogs on the subject are maintained by accountants and/or attorneys with the sole purpose of them signing you up as a customer – only for you to then be charged some huge hourly rate for even fairly basic advise – when the last thing that you can afford to do is to spend any more money! With the resources mentioned in the video above you will be able to easily assess whether or not you really need to get such a company involved at all!!

For the days, weeks and months ahead of your journey through bankruptcy you will also need to re-evaluate your lifestyle and cost of living, learn more about debt management and learn techniques and for staying positive in your outlook.

Bankruptcies are increasing Globally, especially in the USA, Europe and Australia and the social stigma that used to be associated with the word Bankrupt is now completely dead and buried. The author has been through the whole bankruptcy process and come out the other side a wiser and more thoughtful human being.

Below is a list of links to free Government information and resources which will help you with your search for basic information on Free Bankruptcy Filing – but seriously if you can scrape together the $7.00 for the E-package featured above – about the same cost as two cups of coffee whilst the discount code offer lasts – you will get facts and resources that Goverment departments are just not ever going to give you.

http://www.uscourts.gov/bkforms/index.html

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre41.shtm

http://www.waeb.uscourts.gov/HowToFile/

http://www.irs.gov/publications/p908/index.html

http://www.bankruptcy-courts.net/

I sincerely hope this blog has been of help.

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